COSTA DEL SOL LAW™
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​Legal Debt Recovery in Spain

Do you have an unpaid invoice, outstanding loan, or money owed to you by an individual or company in Spain? Our legal team assists international clients, expatriates, businesses, and private individuals with debt recovery and enforcement proceedings throughout Spain.
We handle both out-of-court negotiations and court proceedings, helping clients recover outstanding debts efficiently while protecting their legal interests.
Whether the debt arises from unpaid rent, a private loan, a commercial agreement, or a contractual dispute, we can assess your case and advise on the most effective recovery strategy. Debt recovery in Spain typically begins with formal demands for payment and may proceed to court action if necessary.

Types of Debt Recovery Cases

We assist clients with:

  • Unpaid rent and tenancy debts
  • Recovery of rental deposits
  • Consumer claims and contractual disputes
  • Private loans between individuals
  • Commercial debts between companies
  • Unpaid invoices
  • Enforcement of court judgments
  • Cross-border debt recovery within the EU
  • Property-related financial disputes

Our Debt Recovery Process

​1.Case Assessment

We review all available documentation, including contracts, invoices, correspondence, payment records, and other evidence. Based on the information provided, we evaluate the strength of the claim and recommend the most appropriate recovery strategy.

2. Formal Demand for Payment

Our lawyers contact the debtor directly and issue a formal written demand, often through a registered communication known in Spain as a "burofax." This step frequently results in payment without the need for court proceedings.

3. Investigation and Solvency Review

If payment is not made voluntarily, we may investigate the debtor's financial situation and assets to assess the likelihood of successful recovery before commencing legal action.

4. Negotiation and Settlement

Where appropriate, we seek negotiated settlements and structured repayment agreements. A properly drafted settlement can provide a faster and more cost-effective solution than litigation.

5. Court Proceedings and Enforcement

If no settlement is reached, we can initiate legal proceedings before the Spanish courts. Depending on the nature and value of the claim, different judicial procedures may apply. Once a judgment is obtained, we can also assist with enforcement measures against the debtor's assets.

International Debt Recovery

Our firm regularly assists foreign individuals and companies seeking to recover debts in Spain. We advise clients throughout Europe, the United Kingdom, North America, and other jurisdictions.

Where necessary, we can also assist with the recognition and enforcement of foreign court judgments in Spain, allowing creditors to pursue recovery against Spanish-based assets. Foreign judgments may require recognition procedures depending on their country of origin.

Why Choose Our Firm?

  • English-speaking legal support
  • Experience representing international clients and expatriates
  • Transparent legal advice and cost estimates
  • Debt recovery throughout Spain
  • Assistance with court proceedings and enforcement actions
  • Cross-border legal expertise

Contact Us

If you are owed money in Spain and would like to discuss your options, contact our team for an initial assessment. We can review your case and explain the available legal remedies for recovering your debt.

Recovering a debt quickly often increases the likelihood of success. Early legal action can help protect your rights and improve recovery prospects.


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  • We also provide online legal advice worldwide
  • Tarjoamme myös lakineuvontaa verkossa, paikasta riippumatta: Online lakipalvelut Espanja
  • Vi erbjuder också juridisk rådgivning på nätet, oberoende var Ni befinner Er
  • Además, consultas jurídicas en línea, independientemente de dónde se encuentre usted
​
We are now COSTA DEL SOL LAW™​
Our sites: 
espanjalakimies.fi
marbellapropertylawyer.com
marbellacompanyformation.com
intro-law.com

Collaborator in Finland:
lakihelsinki.fi


Contact us:

We primarily attend to inquiries and communication through email. Please reach out to us at [email protected].

Tel in Spain: + 34 620 86 66 80 
(Book a call by e-mail, SMS or Whatsapp)
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  • Etusivu
  • Meistä
  • Palvelut
    • Kiinteistökaupan valvonta Espanjassa
    • Oikeudenkäynnit
    • Oikeudellinen perintä
    • Sopimukset
    • Verokonsultointi Espanjassa
    • Yhtiöt
    • NIE 2026
  • Home
  • Services in Spain
    • Debt colllection
    • Real Estate Law
    • Company and tax law
    • Litigation
    • NIE for expats
  • Our team
  • Contact
  • Ota yhteyttä
  • Hem
  • Om oss
  • Kontakta oss
  • Casa
  • Nuestro equipo
  • Contactar con nosotros
  • Blog